Learn how to repair your credit — the free and definitive credit repair guide. If you’ve had some credit problems in the past or you’re just wanting to improve your score overall, this guide is a great starting point. How to Repair Your Credit. We all know that good credit is important, but most people struggle from time to time with too much debt. Credit repair isn’t a secret skill or process only available to credit repair companies. You have the power and the right to repair your own credit. Your history tells creditors about behaviors that can add up to a “good” or “bad” credit rating. Find out how to improve your credit scores to get better interest.