“DSI Solutions has gone through a branding change and are now The Credit People.”

Bottom Line
  • Pricing
  • Credit Repair Service Plan
  • Better Business Bureau Rating
  • Satisfaction Guarantee
  • Company Stability
  • Miscellaneous


DSI Solutions is now called The Credit People. So, technically DSI is no longer in business. Interestingly, they were a great company, very competitive, and very highly rated. From what I've seen the change has only been a positive one. The name makes who and what they are a lot easier for people to understand. So, the review details on this post are from the review I did on the DSI Solutions back when they were still in business under that name. Check out my review on The Credit People if you'd like a more current evaluation of them today.

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DSI Solutions Intro

DSI Solutions was one of the best credit repair companies available. Why?

Because they were a well established company (DSI Solutions was started in 1998), they offered one complete credit repair service plan, very inexpensive, designed to do whatever it takes to get your credit fixed within 6 months, and they had an “A” rating from the Better Business Bureau.

Today they are still a great company, but they are now The Credit People.  Check out my review of The Credit People here.  the rest of the review below is based on how DSI Solutions did business when they were operating under that name.

DSI Solutions Features and Benefits

Easy to Order

DSI Solutions makes it very easy to get started with their services by providing you with 4 different options:

  • Credit card, through DSI’s Solutions’ secure website.
  • Check service, also through their secure website.
  • Call toll-free, if you prefer to talk with a real person.
  • Fax or even mail in your order.

Great Customer & Tech Support

DSI Solutions offers you email and phone support, so that you can get the help you need when you need it. Its available 24 hours/7 days a week. They even offer updates via email every other week on their progress with your credit repair.

Simple Selection

DSI Solutions only offers one service plan. This is actually a positive aspect of the company. Most credit repair companies offer multiple plans, but only one of which is in your best interest.

Usually when a credit repair company is offering multiple plans, you’re getting offered one plan that doesn’t do enough, one that does too much and one that’s just right.

The first plan will be cheaper, at least initially, but it won’t offer all the services needed to get your credit fixed efficiently and effectively. As a result, it’ll take longer to fix your credit. And since most companies are charging you month-to-month for their services, you could end up paying more in the long run.

The second plan will be the most expensive and offer you a few extra services that you either don’t need or can get at a better price elsewhere by a company that does it better. With this type of plan you’ll pay more, but you won’t get your credit fixed any faster and you probably won’t get any use out of the extra features you’re supposedly getting for the extra price.

Finally, the third service plan is the one that offers all the services you really need to fix your credit as fast as possible without wasting your money with extra junk that you don’t need.

For DSI Solutions, they don’t waste your time or your money by distracting you with these extra service plans. Instead, their one plan is this third service plan that does what it takes to get your credit restored a.s.a.p. They simply aren’t playing games with you or trying to pad their own pockets.

DSI Solutions Pros

  • They have been in the business of credit repair since 1998
  • They have the best satisfaction guarantee and refund policy in the industry
  • One simple service plan which includes everything needed to fix your credit
  • The best price of all the credit repair companies for 6 months of service
  • Multiple bonuses at no extra charge
  • They order your credit reports for you, even if they have to pay for them

DSI Solutions Cons

  • Its not a month-to-month plan. Their service is the same price even if it only takes them 4 or 5 months to fix your credit.

DSI Solutions Pricing

DSI Solutions makes it very easy for you by offering one credit repair service plan, as well as one total price to get your credit fixed.

DSI Solutions credit repair makes it convenient for you by offering the option to pay it all at once or to break it down into three easy payments.

If you pay the balance in full up front then they will waive the $19 set up fee.

And for couples, they will waive the setup fee for each person, even if you’re choosing the 3 payment plan.

Payment Plan–3 Payments of $89    

Monthly Payment Total–$267

Set Up Fee–$19

Grand Total–$286

Great Reputation–The Better Business Bureau (BBB)

Just 2 complaints in last year and 7 complaints in last 3 years.

With only 7 complaints registered with the BBB in the last three years, DSI Solutions is one of the top ranked credit repair companies on the market.
Money Back Guarantee

Your money back—no questions asked—period!

“If you try our service, and after your program is complete there isn’t a definite improvement in your credit, then we will give you $50 for wasting your time—on top of your money back. It’s simple, if we don’t live up to your expectations, you get your money back—no questions asked—period!”

DSI Solutions does offer a bonus and it’s called the “Insider’s Guide to Success.”

It’s an e-book, valued at $129, that gives you easy to follow financial guides to success. It doesn’t matter if you earn $20,000 a year, or $200,000. The tips in this online book show you exactly how to get ahead financially, and earn the kind of money you want to earn!

You’ll learn how to:

Get a mortgage with little or no down payment.
Get the absolute lowest insurance price by cutting out the middleman.
Earn extra income with an investment plan that fits for you!
Learn the keys to a good budget—so there’s not more “month” at the end of your money.
Easily become a credit card surfer and save a boat load of cash!
Find out a little known trick to get a great price on almost any new car.
Even learn the secrets to starting an Internet business and that’s just for starters!

DSI Solutions Conclusion

**DSI Solutions is no longer in business as DSI Solutions.  They are now in business as The Credit People. 

Overall, DSI Solutions was one of the best companies in the credit repair service industry.  The Better Business Bureau approves of them. They offer one complete service plan. They have the best price for a 6 month time frame.  The drawback being if you don’t need a full 6 months of service, your price is the same. But, they will even order your credit reports for you and pay for them if necessary in order to help you get started.

If you are looking for one of the most efficient and effective credit repair companies, that is also friendly and helpful, then DSI Solutions is a great choice.

Recommended Posts and Pages:

Full review of the new and improved DSI Solutions: The Credit People

Another great credit repair company: Sky Blue Credit